Insurance companies are supposed to provide security and peace of mind when the unexpected happens. But what happens when the very company you trusted acts in bad faith, underpaying or even denying your rightful claim? At Red Dirt Legal, we’re here to hold insurance companies accountable for unethical practices. If you suspect bad faith, we’ll fight tirelessly to protect your rights.
At Red Dirt Legal, our focus is navigating the complexities of bad faith insurance claims. We represent clients who have had claims denied or underpaid because of unfair justifications, or even had their claims delayed and ignored as a bad faith negotiation tactic.
When enough is enough, it’s time to call bad faith on your insurer. Here’s how we can help:
We’ll review your insurance policy to determine whether your insurer violated its terms or acted unfairly.
We gather documentation, correspondence, and expert opinions to build a strong case.
We’ll engage with the insurance company to demand fair treatment and proper compensation.
If the insurer refuses to cooperate, we’re prepared to take your case to court and pursue damages for their bad faith conduct.
With extensive experience in Oklahoma insurance law, our team is prepared to stand up to the insurance companies and defend your rights at all costs. We’ll make sure you understand your rights and stand by your side every step of the way.
Under Oklahoma law, insurance companies have a duty to act in good faith and deal fairly with their policyholders. When they fail to meet this obligation, they may be guilty of bad faith practices.
Here are some examples of tactics insurance companies use that could be described as acting in bad faith:
In Oklahoma bad faith insurance cases, courts often focus on a key question: When the insurance company was asked to pay or perform under the policy, did it genuinely believe it had a valid reason to withhold full payment? If the answer is no, and the insurer still denied payment, the insurance company acted in bad faith.
Victims of bad faith practices may be entitled to compensation beyond the original claim amount, including punitive damages in certain cases.
If you suspect your insurer is acting in bad faith, it’s important to stand up for your rights. The first thing you need to do is make sure not to accept any lowball offers or agree to anything in writing.
Here are the most important steps you need to take:
Keep detailed records of all communications, including emails, texts, letters, and phone calls.
Ask the insurer to provide written reasons for any denial, delay, or low offer.
Familiarize yourself with your coverage to identify potential violations.
Bad faith cases are complex and having legal representation can strengthen your case.
At Red Dirt Legal, we’ll investigate your case thoroughly and help you take action against bad faith insurers.
Common signs include unreasonable delays, lowball offers, or outright refusals without valid reasons. Proving “bad faith” in court is not always easy, so it’s important to have an experienced insurance dispute lawyer by your side.
Depending on the circumstances of your case, you may recover the full claim amount, additional damages caused by the insurer’s actions, and sometimes punitive damages.
Yes. If your insurer intentionally underpaid your claim or acted dishonestly, you may have a case, even if you have already received partial payment for your damages.
Bad faith can occur in all types of insurance, including homeowners’ insurance, auto insurance, health insurance, life insurance, and business insurance.
Oklahoma’s statute of limitations for contract disputes gives you five years from the date of the bad faith conduct. However, related claims may only have a one-year time period. It’s important to consult an experienced insurance dispute attorney to review the details of your case.
When an insurance company acts in bad faith, they violate your trust and the law. At Red Dirt Legal, we’re committed to holding insurers accountable and ensuring you receive the treatment and compensation you deserve. Don’t let bad faith practices go unchallenged. Contact Red Dirt Legal today to schedule a confidential consultation.
