Oklahoma
When disaster strikes, you rely on your insurance to provide timely relief. But what happens when your insurer drags its feet, leaving you waiting indefinitely for the payment you need? Delayed insurance claims aren’t just frustrating—they can cause financial hardship and lead to further damages down the road. At Red Dirt Legal, we hold insurers accountable for unreasonable delays, helping Oklahomans get the justice and compensation they deserve.
Our Oklahoma Delayed Insurance Claim Dispute Services
Dealing with a delayed insurance claim can be stressful, not to mention a violation of your rights. At Red Dirt Legal, we provide the support you need to navigate this challenging situation:
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Policy Review:
We’ll analyze your policy to understand your rights and identify coverage delays.
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Claim Investigation:
Our team will examine the insurer’s actions to determine if the delay is unjustified.
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Negotiation and Advocacy:
We’ll demand answers from the insurance company and push for a prompt resolution.
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Litigation if Necessary:
If delays persist, we’re prepared to escalate your case to court to fight for the payment you’re owed.
With extensive experience in insurance disputes, our experienced legal team is ready to guide you through the process and ensure you’re treated fairly.
What Counts as a Delayed Insurance Claim in Oklahoma?
While insurers are allowed a reasonable amount of time to process claims, excessive delays without valid reasons may constitute bad faith.
The details of your expected timeline will vary depending on the specifics of your policy. But there are certain tactics you can look for that indicate your insurer is dragging their feet.
Common signs of an unjustified delay include:
- Repeated Requests for Documentation: Asking for the same paperwork multiple times to stall the process.
- Ignoring Communications: Failing to respond to your calls or emails about the status of your claim.
- Unexplained Delays: Providing vague reasons or no reason at all for why the claim hasn’t been processed.
- Failure to Investigate: Taking too long to assess your losses or damages.
- Delaying Settlements: Dragging out negotiations to pressure you into accepting a lower offer.
If you’re experiencing any of these issues, it’s time to consult an attorney.
Other Tactics Used By Insurers to Deny Coverage
Delaying settlements isn’t the only tactic insurers use to drag their feet and minimize their payouts. At Red Dirt Legal, we’ve spent years representing clients in insurance dispute claims, and we’ve seen it all.
Here are five more tactics insurers use to deny or reduce coverage:
- Claiming Exclusions: Arguing that your loss falls under an exclusion in your policy.
- Blaming the Policyholder: Suggesting that you didn’t meet the requirements to file a valid claim.
- Lowball Offers: Providing settlement offers far below the true value of your claim.
- Misrepresenting Policy Terms: Misinterpreting or twisting policy language to justify a denial.
- Demanding Excessive Proof: Requiring unnecessary or unreasonable documentation to delay payment.
Our dedicated team of insurance dispute lawyers has the knowledge and experience to expose these bad faith practices and fight back on your behalf.
Ready to conquer your Goliath? Contact us today.
What Our Oklahoma Clients Say
Our Oklahoma Delayed Insurance Claim Dispute Process
STEP TWO:
We’ll assess your claim, set clear expectations, and build a plan to get you results.
STEP THREE:
From negotiation to litigation, we’re by your side, fighting for the best possible outcome.
Frequently Asked Questions
How long is “reasonable” for an insurance company to process a claim?
Timelines vary depending on your policy, your insurer, and the details of your case. A better way to determine if your insurer is dragging their feet is to look for common tactics of delaying claims, such as repeated requests for documentation or ignoring communication.
What should I do if my claim is delayed?
The most important thing to do is not to agree to anything without consulting an attorney. Document all communications, request written explanations, and reach out to a lawyer if the delay persists.
Can I sue my insurance company for delaying a claim in Oklahoma?
Yes, if the delay is unreasonable, you may have grounds for legal action. Contact an experienced insurance dispute attorney to learn more.
Does a delayed claim mean it will be denied?
Not necessarily, but delays can be a red flag for potential issues with the insurer’s handling of your claim. It’s better to contact a lawyer and prepare yourself, rather than wait for an inadequate settlement offer.
Can I recover damages for a delayed claim?
Yes. In some cases, you may be entitled to additional damages caused by the delay, including financial losses or even punitive damages.
Contact an Oklahoma Delayed Insurance Claim Dispute Lawyer Today
Delaying claims is a common tactic insurance companies use to avoid paying what they owe. At Red Dirt Legal, we’re here to ensure that tactic doesn’t work. With a proven track record in insurance disputes, we’ll stand by your side and fight for the resolution you need. Don’t let a delayed claim derail your recovery. Contact Red Dirt Legal today for a free consultation.
